This website does collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address, or any other personally identifiable information. We may use IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use. When you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the time of the request, the URL of your request, and other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our website function correctly and provide you the functionality that you see on this website. We also use this information to better understand how visitors use our website and how we can better tune it, its contents and functionality to meet your needs.
We collect your personal information if you decide to retain our services, participate in our affiliate marketing program, complete an application form, or transact other business with us. We need to collect personally identifiable information from you to execute the requested transaction, provide you with a particular service, and/or to further enhance and protect your account. At any time, we may ask you to voluntarily supply us with additional information needed. We will ask you for information such as, but not limited to: name, current and/or billing address, your e-mail address, telephone number and, other personal information, such as your date of birth, address, and loan account information. We may ask for your email address to send confirmations and, if necessary, we might use the other information to contact you for help in processing your requests.
All information provided gives SMCA or an affiliate to contact you directly or indirectly. You give full permission to contact you through any and all devices and methods available to us whether it be manual or automated..
We may also use the information we collect about you In order To, but Not limited To:
Aside from the ways mentioned above, we may use your personally identifiable information In many other ways, including sending you promotional materials, and sharing your information with third parties and SMCA affiliate so that these third parties and affiliate can send you promotional materials. (By "promotional materials," we mean communications that directly promote the use Of web sites, or the purchase of products or services.). However, you may "opt-out" of certain uses of your personal information.
We may disclose your personally identifiable information In order to effect or carry out any transaction that you have requested of us or As necessary to complete our contractual obligations with you. WE RESERVE THE RIGHT TO SELL, RENT OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES OR SMCA AFFILIATES FOR ANY PURPOSE IN OUR SOLE DISCRETION. SMCA may share your personally identifiable information with affiliated companies that are directly or indirectly controlled by, or under common control of SMCA. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under common control of SMCA. The personal information collected on this site and by third parties will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized. We may change or broaden the use of your personal information at any time. We may use your personal information to provide promotional offers by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses.
As indicated above, we provide you the opportunity to 'opt-out’ of having your personally identifiable information used for certain purposes, when we ask for or when you provide this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form. You may not, however, opt-out of any service that we deem to be required for us, our affiliates, transferees, or assignees to effectively and efficiently implement our services.
If you no longer wish to receive promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page.
If you do not wish to have your applicable personal information collected, shared, or used by any third party that is not our affiliate/agent/service provider, please contact our customer service department to actively opt-out of having your personal information shared. Customer Service Contact Information:
The security of your personal information Is extremely important to us. We employ generally accepted industry standards To protect the personal information submitted to us, both during transmission and once we receive it.
Our site uses SSL (Secure Sockets Layer) security technology to encrypt information you provide to us through the site when entering sensitive information on our registration or order forms. This ensures that your information is encrypted as it travels over the Internet. SSL is an industry-standard protocol for encryption over the internet.
If you have any questions about the security on our web site, please feel free to e-mail us.
As Is True Of most Web sites, we gather certain information automatically and store it In log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and click stream data.
While we try to link only to sites that share our standards and respect for privacy, we are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the applicable privacy policies and terms of conditions of each and every website that collects personally identifiable information.
This privacy statement applies only to information collected by this web site.
We may be co-branded with "partners and affiliates". These business to business relationships are helpful to us and to you as they afford all concerned with greater product and service opportunities. We always provide opt-out opportunities regarding the sharing of your information with such partners and affiliates. Please note the sites linked to our site are governed by their own privacy policies which may or may not reach the standards set by SMCA.
Nothing on this website shall constitute an offer. The settlements that are shown as examples of SMCA’s work and are for illustration only. Any savings reflected in these examples are for illustration purposes only and are in no way predictive of any outcome for your situation. The savings reflected in these examples, are examples of payment reduction or payback reduction and do not include SMCA fees and are prior to the fees being paid to SMCA.
If you send us correspondence, including emails and faxes, we may retain such information In your customer file. Information you give us over the telephone may be noted for your file. We may also keep copies of any correspondence sent to you. We retain these records in order to provide the products and services you have requested and to measure and improve our customer service. We may, over time, delete these records as permitted by law. Phone calls may be recorded or monitored for customer satisfaction purposes. Based upon the personally identifiable information you provide, we may communicate with you to provide the services you request, and to manage your account. We may communicate via email or telephone, in accordance with your wishes.
We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, property or safety of our users or others. SMCA is not responsible for mistakes or errors on this website.
In the Event our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred.
We reserve the right to modify this privacy statement at any time. We will not jeopardize your privacy. The provisions contained In this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement.
We encourage you to check our site frequently to see the current privacy statement to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, If any, we disclose it.
All content provided on this blog is for general information purposes only. This site and the owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. This site and the owner will not be liable for any errors or omissions in this information nor the accuracy. This site and the owner will not be liable for any losses, or damages from the display or use of this information. These terms and conditions of use are subject to change at any time and without notice. Do not use this data for any other purpose.
Due to clients privacy, pictures posted are fictitious.